It's easy to think that bad things happen to other people and not ourselves, but the facts suggest that this isn't a risk we can afford to take. Unfortunate occurrences happen such as flood/storm damage, fire, burglary and more. These threaten our homes and It's contents. By not having insurance we are leaving ourselves open to potential serious financial loss.
Home insurance can now offer something for everyone with insurance for homeowners, tenants and landlords. Increasingly, mortgage lenders will insist that you have buildings insurance to obtain a mortgage.
As soon as you buy a house and exchange contracts, you become legally bound and responsible for the property. It is therefore essential that you ensure you have buildings insurance in place from the exchange of contracts to protect you from potential disasters out of your control.
Along with fires and floods, a good buildings insurance policy will protect your home against storm damage, subsidence, burst pipes and vandalism. Failure to have cover in place could result in you having to pay out thousands for repairs or even being left homeless.
Our expert advisers will talk to you about the level of cover you require, including any valuable items, bikes etc., and will be able to find you the most appropriate cover available for your circumstances.
More information is available in the appropriate Key Features Document. For insurance business we offer products from a choice of insurers.